Mobile Banking Guidance
Browse Our Step-By-Step Guides
Looking for digital banking* guidance? Our step-by-step instructions and videos give you a full breakdown of how to perform the actions you need. Browse below for help with credit cards, credit scores, account management and more.
Maintaining Your Mortgage or Equity
How to Make a Mortgage or Equity Payment
Making Mortgage or Equity Payments
To make a mortgage or equity payment:
- Sign in to the mobile app.*
- Select the mortgage loan account you'd like to make a payment to from the Accounts tab. Note: You'll be redirected to HomeSquad when you tap the account.
- Click the navigation menu from the top left . Then select Payment from the dashboard. Once there, find Make a Payment and fill out the info.
- Select your payment option. You can choose from monthly payment (full amount), custom payment (less than the full monthly amount due) or other (fees, principal only, etc.). Then enter the Number of Payments you'd like to make.
- Enter amounts for Additional Principal and Additional Escrow, if applicable.
- Select the account you're taking money From in the Payment Method list. If this is your first time making a payment from HomeSquad, select Add Payment Method.
- Choose the Date you’d like the payment to occur by tapping the calendar icon next to today’s date.
- Click SUBMIT PAYMENT and Accept the Terms and Conditions.
To set up or update your payment method in HomeSquad:
- Select the mortgage loan account you’re sending money To, and then tap Go to HomeSquad.
- Click the navigation menu from the top left to open the Payment Dashboard, then scroll down to the Payment Methods section.
- Add your payment method.
- Enter your bank routing number and account number. If you're using a Navy Federal account, our 10-digit routing number is 256074974.
- Choose checking or savings and tap Save. You should see the new payment method in both the Payment Methods tile and in the Make a Payment tile. To set your default account, check the box next to the account you want.
Keep in mind, it may take up to 2–3 business days for your payment to be reflected in your source account. If you have any questions, you can call us anytime at 1-888-842-6328 or visit your local branch.
Signing In To My MakingCents
- Sign in to the mobile app* and click the My MakingCents banner from your accounts page.
- From here you can link external accounts, monitor your credit score and view your financial insights. Select My Stats to review things like your spending, budgeting, reports on your credit card usage, cash flow and transaction activity.
Learn more about My MakingCents and how to manage all your finances in one place.
How to Manage Your Cards
Managing Cards
You can manage all your cards, freeze or unfreeze a card, dispute transactions, report a missing card or add travel plans from the Card tab.
- Sign in to the mobile app* and select Cards from the bottom navigation bar.
- Select the card you wish to manage and choose which task you want to perform.
Note: Card on File is no longer available. To adjust payments, go directly to the merchant site where your recurring payments are set.
Viewing the Mission: Credit Confidence® Dashboard
The Mission: Credit Confidence Dashboard is now located under My MakingCents. To navigate to it:
- Sign in to the mobile app* and select My MakingCents from your account homepage. If you're using online banking, sign in to your account using a web browser and select My MakingCents from the top navigation bar.
- Select View More under your credit score to navigate to the Mission: Credit Confidence Dashboard.
Making and Viewing Payments
-
Get Started With Zelle®
Get Started With Zelle® Audio-Described Video
If you’re new to Zelle®, select Get Started, review the terms and conditions and hit Accept. Choose either your email or mobile number to receive a verification code. Enter the code and select Verify. Once you’ve done that, select Send Money.
-
Transferring Money From an Existing Account
To transfer money:
- Sign in to the mobile app.*
- Select Move Money from the bottom navigation bar.
- Select Start Transfer.
- Select the account you’d like to Move Money TO.
- Select the account you’d like to Move Money FROM.
- Enter details (like if you want it to be recurring and the amount) and select Continue.
- Enter the payment or transfer due date and tap Continue.
If you’re making a mortgage or equity payment, see above.
Note: From the Move Money tab, you can manage your accounts, pay your bills, transfer money, use Zelle® or request a cashier's check.
How to Make a Mobile Deposit
Ordering Cashier's Checks Using the Mobile App*
To order cashier's check from the mobile app:*
- Sign in to the mobile app.*
- Select Move Money from the bottom navigation bar
- Select Request a Cashier's Check at the bottom of the screen and follow the prompts.
Accessing and Customizing Notifications
To access and customize your notifications:
- Sign in to the mobile app.*
- Tap More on the bottom navigation bar.
- Select Settings, and then Notification Settings.
- Select the tab you want: Accounts, Cards or Security. Note: For account or card notifications, you'll need to select the specific card or account.
- Choose how you want to be notified (push, text or email) and tap Save.
Note: Your mobile number must be enrolled in text to receive account and card text notifications. You'll need to have the mobile app installed to receive push notifications.
Getting Help From Our Virtual Assistant
To talk to our virtual assistant:
- Sign in to the mobile app.*
- Select the Chat icon from the top right corner.
- Enter your question in the chat screen.
Changing Checking Type
To change your checking type, call us at 1-888-842-6328 or stop by a branch.
Organizing the Order of Your Accounts
This feature is currently unavailable. Please check back here for updates.
Disclosures
All product and company names and logos are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.