Credit Card Learning Center

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Get the essential information you need to find the best card for you, build and improve your credit and successfully manage your credit card.

How to Apply for a Credit Card

Demystify the application process. Learn how to apply, how long the process takes and what the impact will be on your credit.
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How Credit Cards Work

Credit cards are valuable tools to establish and build credit. Learn how they work and how to use them responsibly.
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Credit Scores & Reports

Visit MakingCents to learn what affects your credit score and how you can build a strong credit history.
Learn More about Credit Scores & Reports
How to Do a Balance Transfer

Learn how you can move your current credit card balance to a Navy Federal card to consolidate debt and potentially lower payments.
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Prequalify for a Credit Card

See which credit card you qualify for with no impact to your credit score.
Learn More about Prequalify for a Credit Card