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Welcome to Our Next Generation of Mobile Banking*

We’re updating our technology to bring you enhancements and are excited to share them with you. You’ll enjoy new features and money management tools designed to make digital banking more streamlined.

  • Quickly See Who You're Paying
    Merchant icons help you quickly scan your transactions and see where your money is going.
  • Easily Track Finances
    Get a 360-degree view of your money, set spending categories, create a budget, monitor your credit and more. 
  • Move Money Faster
    Go to the Move Money tab to make transfers, payments and other transactions—all from one easy-to-find location.
  • Protect Your Accounts
    Your security is our top priority. We monitor your accounts 24/7 using state-of-the-art fraud prevention systems.

See What's New

Video Transcript for Play Online Banking is Getting an Upgrade Video

(SPEECH)

Mobile banking is getting an exciting upgrade.

(DESCRIPTION)
Title on screen reads Mobile Banking is getting an exciting upgrade. Message and data rates may apply. Terms and Conditions are available.

(SPEECH)
Now it's more seamless than ever, all while keeping your accounts safe and secure.

(DESCRIPTION)
Graphics appear on screen, showing different elements of the banking app. The log in screen reads, good morning, and is titled, navy federal. Other screens featured are the move money screen, transaction and account balance screen, make payment button, and navy federal credit card. A graphic scrolling down a phone screen shows myMakingCents elements including credit score monitoring, financial goals, My Stats and spending.

(SPEECH)
So, what's new?

Get a 360-degree view of your finances with My MakingCents.

View your account side by side, including external ones when you add them, create a budget, monitor your credit and see your net worth, all for free.

(DESCRIPTION)
A graphic of a page in the banking app showing a credit score rating and a graph of multiple bank accounts side by side. A person wearing military clothing taps their card against a contactless payment machine. A graphic with the details of the transaction shows a $25 Visa Check Card purchase at McDonald's in the Food and Dining category.

(SPEECH)
See who you're paying at a glance with merchant icons.

Quickly scan your transactions to see exactly where your money is going.

(DESCRIPTION)
A graphic of a list of transactions within the banking app, showing spending, savings, and certificates. A page titled, select a category, with multiple spending categories including transport, bills and utilities, and entertainment.

(SPEECH)
Set spending categories for debit and credit card transactions to make it easy to track your finances and simply adjust the categories as your budget changes.

Move your money faster by selecting Move Money from the bottom navigation bar.

(DESCRIPTION)
A graphic showing the move money option being chosen, moving to a page titled, move money, displaying categories such as, start transfer, bill pay, and manage accounts. The top of the page reads, where would you like to move your money to? A graphic popup shows a low balance alert for an account below $200. A second graphic popup shows a $100 deposit confirmation, and a total available balance of $1,200.

(SPEECH)
You can pay your bills, make transfers and other transactions, all from one easy to find location.

And you'll still get to enjoy the things you've come to know and love, like customizing your notifications to receive low balance alerts, deposit confirmations and more.

It's our mission to make managing your money as convenient as possible.

We can't wait for you to enjoy these new features.

[ Music ]

(DESCRIPTION)
The logo for the navy federal credit union. Text beside it reads, army, marine corps, navy, air force, space force, coast guard, and veterans. Text underneath reads, get more info at navy federal dot org, slash, digital banking. New text appears and says our members are the mission. Disclosure: All product and company names and logos are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Images used for representational purposes only; do not imply government endorsement. Message and data rates may apply. Terms and Conditions are available.

View our digital banking tutorials and step-by-step guidance on the new features.

FAQs

It’s our goal to find ways to make managing your money simpler and easier. And, many of our updates are thanks to feedback from members like you! The upgrade will add new features for a more streamlined mobile banking experience. 

Android users were updated this past summer. IOS users will follow starting October 21 and updating in batches throughout the remainder of the year.

Yes! Your account security is a top priority, and that won't change. 

Depending on your settings, your app will either automatically update, or you may need to download manually. Make sure you have the most up-to-date version for the best experience.

In the upcoming weeks, we’ll continually release updates. However, some of the existing features you’re familiar with might change. See what’s different and how to perform tasks on the new site. If you need further assistance, you can send your question through chat, call the contact center at 1-888-842-6328, visit your nearest branch or send an eMessage.

No action is needed on your part, but here are some things to keep in mind.

  • Your username and password will remain the same. If you don't remember your password, we suggest resetting it beforehand as you'll be asked to input your credentials upon first use.
  • Your data won't change. Zelle® access, as well as any scheduled move money transactions (including bills you've set up in bill pay) and statement history will all remain unchanged.

Because your security is our top priority, you'll now only be able to pay up to 105% of your current balance in an effort to prevent fraud and accidental overpayments.

Yes, all your current notifications and scheduled transactions (including bills) will transfer over. And, you’ll still have access to all the additional custom notifications you know and love.

You may be using a device or operating system that is no longer supported by the updated mobile app. Please try updating your device to the latest version or go to navyfederal.org and sign in to online banking for the best experience.


Disclosures

All product and company names and logos are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.