Prequalify for a Credit Card
Are You Prequalified?
Navy Federal members can see which card they qualify for without any impact to their credit score.
When you’re prequalified for a credit card through a financial institution like us, it means we’ve screened whether you can become a cardholder. By providing us with a few pieces of information, we’re able to run a quick credit check (with no impact to your credit score) and see if you’re eligible to receive a specific card before submitting your application. That way, there’s less of a risk of being denied!
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Answer 3 quick questions.
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Pull your info without affecting your credit score.
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See which card is best for you.
Learn More About Our Cards
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cashRewards
Cash back with the flexibility to choose where you use the rewards you earn.
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GO REWARDS®
If you live life on the go, our GO REWARDS card is for you.
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Platinum
If you know you’ll maintain a balance on your credit card, you’ll want one with a low rate. Our Platinum card is the way to go.
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Visa Signature® Flagship Rewards
Get the most rewards with our top-tier credit card.
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Navy Federal More Rewards American Express® Card
Reward yourself for everyday spending with the More Rewards Card.
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nRewards® Secured
The Navy Federal nRewards Secured credit card lets you earn rewards while building credit with a deposit as low as $200.
More Prequalification FAQs
What information do you need from me?
We’ll pull your name, address, date of birth and Social Security number from your member profile. You’ll just need to answer 3 questions:
- Are you Active Duty?
- What’s your annual income?
- What’s your monthly housing expense?
How will you use the information you gather?
Is prequalification a guarantee I can receive this card?
Is a prequalification the same as a preapproval?
Disclosures
The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.