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Protection for Members and Their Families

Life is unpredictable, but you can plan ahead to make sure you, your family and your assets are protected. As a Navy Federal member, you’re eligible to apply for affordable coverage with our partner insurance companies and explore our Guaranteed Asset Protection Program.

 

  • Life Insurance

    Whether you’re looking for a low-cost term life policy or lifelong protection available with whole life, you can protect those who depend on you.Footnote 1

    See All Life Insurance Options

  • Liberty Mutual® Auto and Home Insurance

    You could save with a member benefit on auto and home insurance.Footnote 2

    Learn More About Liberty Mutual

  • Guaranteed Asset Protection (GAP)

    If your car is stolen or totaled, sometimes there’s a gap between what your insurance company pays and what you still owe on your loan. GAP coverage offers you protection for eligible new and used vehicle loans.Footnote 3

    Learn More About GAP

Additional Resources

Disclosures

1

Navy Federal Financial Group, LLC (NFFG) is a licensed insurance agency. Non-deposit investments, brokerage, and advisory products are only sold through Navy Federal Investment Services, LLC (NFIS), a member of FINRA/SIPC and an SEC-registered investment advisory firm. NFIS is a wholly owned subsidiary of NFFG.  Insurance products are offered through NFFG and NFIS. These products are not NCUA/NCUSIF or otherwise federally insured, are not guaranteed or obligations of Navy Federal Credit Union (NFCU), are not offered, recommended, sanctioned, or encouraged by the federal government, and may involve investment risk, including possible loss of principal. Deposit products and related services are provided by NFCU. Financial advisors are employees of NFFG, and they are employees and registered representatives of NFIS. NFIS and NFFG are affiliated companies under the common control of NFCU. Call 1-877-221-8108 for further information.

Navy Mutual Aid Association, Covr Financial Technologies, LLC / MFG Group, Inc., SBLI, and TruStage Insurance are not owned by Navy Federal Financial Group, LLC or Navy Federal Credit Union. Life insurance coverages are written through non-affiliated insurance companies. NFFG and/or NFIS may receive a commission or royalty fee for insurance sales written though non-affiliated insurance companies.

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2

Liberty Mutual Insurance is made available to Navy Federal Credit Union members through TruStage™. Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. © 2024 Liberty Mutual Insurance. In Texas, coverage provided and underwritten by Liberty County Mutual Insurance Company, 7900 Windrose Avenue, Plano, TX 75024. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Discounts are not available in all states, and discounts vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by Navy Federal Credit Union. Navy Federal Credit Union is in no way responsible for any products or services provided by or through TruStage, Liberty Mutual, or their affiliates, subsidiaries, and insurance company partners. Navy Federal Credit Union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC. © TruStage  AUT-4969069.2-0524-0626

 

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3

Your purchase of Guaranteed Asset Protection (GAP) is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with Navy Federal. You may choose to pay the fee in a single lump sum or you may finance it into your loan, which would increase the cost (NOTE: California Active Duty and Active Reserve Duty servicemembers cannot finance the fee). If you cancel your optional GAP coverage within 60 days of enrollment, you will receive a full refund of any fees. Additional information will be provided to you, which will include a copy of the GAP Agreement and Disclosure (NFCU23A) containing the terms of the plan. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under the plan. You should carefully review the additional information for a full explanation of terms.

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