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Ready to Take Advantage of All Those Rewards?

Are you looking for cash back, a gift card or merchandise?  As a Navy Federal member, you have options when it comes to your credit card rewards.

With a Navy Federal rewards credit card, you earn at least 1 point per dollarFootnote 1 or up to 2% cash back on all purchases,Footnote 2 whether you spend it on groceries, gas or restaurants. Each card has a different structure, so choose the card that best fits your needs.

Ready to start earning rewards? It’s simple. Just make a purchase and see your rewards on your next statement, or sign in to digital banking to track your rewards.

Start Redeeming Your Points or Cash Back

Our rewards site gives you flexibility when redeeming your credit card rewards.

  • Redeem points for cash, merchandise or gift cards
  • View a detailed summary of your rewards program activity
  • Directly book flights, hotels, and car rentals on all programs except cashRewards Secured

How to Redeem Rewards on Mobile

  1. Step 1

    Sign in to the mobile app*.

  2. Step 2

    From your accounts page, select your rewards card.

  3. Step 3

    Select Rewards.

  4. Step 4

    If you have a points card, select View Offers. If you have a cash back card, select Redeem Rewards. You’ll be directed to the redemption site to redeem your rewards.

More Resources About Credit Card Rewards

Disclosures

1

Rewards are earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash-equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards, and other cash-equivalent gift cards), may not be eligible purchase transactions and may not earn rewards.

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2

cashRewards Plus credit cards earn 2% cash back on every $1 of eligible purchases. cashRewards credit cards earn 1.5% cash back on every $1 of eligible purchases. Eligible purchases are purchases for goods and services, minus returns and other credits. Eligible purchases do not include fees, interest charges, balance transfers, gambling, convenience checks, cash advances, or other cash-equivalents (e.g., money orders, gift cards, prepaid cards).

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