Debit and Credit Card Security Features

When you hear the words “debit card security” or “credit card security,” what is the first thing that comes to mind? Many of us think of debit or credit card “chips” or “smart cards” because of all the buzz in the media around their enhanced security. What you may not know is that other features may be available that can boost your cards’ protection even more.

Going the Distance With Travel Alerts

Before you travel, alert your debit and credit card issuers where you’ll be traveling and when. That way, if the account is charged from outside your normal stomping grounds, they’ll be less likely to flag it as suspicious, block your purchases or put your card on hold. Plus, they’ll also know to flag account activity in your hometown as suspicious if it happens when you’re away.

Navy Federal Credit Union members can easily set travel notifications through digital banking* or by calling 1-888-842-6328.

Freezing a Lost Card

What do you do if you can’t find your card? The ability to quickly freeze or unfreeze your account is a great feature that many debit and credit cards now offer. Freezing your account as soon as you notice your card is missing prevents new transactions from being made until you figure out whether the card is really missing. It’s a handy protection against someone finding your card and using it. And, if you do find your card, unfreezing it is as simple as a quick tap or click.

As a Navy Federal Credit Union member, you can freeze or unfreeze your debit or credit card in seconds on our mobile app.

More Benefits, More Security

In addition to 24/7 account monitoring, Navy Federal members have the added protection of our Zero Liability policy when they make transactions with their Navy Federal debit or credit cards. That means you’re not responsible for any reported, unauthorized charges. Learn more about the ways we protect you and how you can protect yourself by visiting our Security Center page.