Branches & ATMs

For Navy Federal ATMs

All deposits are subject to Navy Federal's Funds Availability Policy. Cash deposits at a Navy Federal ATM will be available immediately for cash withdrawals only. Other deposits will be made available by the Second Business Day after the day we are considered to have received your deposit. Longer delays may apply in certain situations. Please see the Funds Availability Schedule for full details.

For CO-OP Network® ATMs

Some deposit limitations apply. Funds from any deposit may not be available until the fifth business day after the day you make the deposit. The addresses given for branches are physical locations and may not reflect an accurate local mailing address. Please do not use these addresses to correspond with Navy Federal. Find appropriate mailing addresses here.

Note: Access to many U.S. military installations has been restricted. Members who are not assigned to or do not work on these installations may not be able to visit an on-site branch or use an on-site ATM. Before visiting, please contact Navy Federal at 1-888-842-6328 to make sure you will be allowed on the installation.

Branches will be closed for federal holidays, including New Year's Day, M.L. King Jr.'s Birthday, President's Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day. In some locations, local holidays may also be observed. Check with your local branch for details.