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Navy Federal Financial Group, LLC and Navy Federal Investment Services are wholly owned subsidiaries of Navy Federal Credit Union.

Navy Federal Investment Services (NFIS) Disclosure:

Navy Federal Financial Group, LLC (NFFG) is a licensed insurance agency. Nondeposit investments, brokerage and advisory products are only sold through Navy Federal Investment Services, LLC (NFIS), a member of FINRA/SIPC and an SEC-registered investment advisory firm. NFIS is a wholly owned subsidiary of NFFG. Insurance products are offered through NFFG and NFIS. These products are not NCUA/NCUSIF or otherwise federally insured, are not guaranteed or obligations of Navy Federal Credit Union (NFCU), are not offered, recommended, sanctioned or encouraged by the Federal Government, and may involve investment risk, including possible loss of principal. Deposit products and related services are provided by NFCU. Financial Advisors are employees of NFFG, and they are employees and registered representatives of NFIS. NFIS and NFFG are affiliated companies under the common control of NFCU. Call 1-877-221-8108 for further information. Navy Mutual Aid Association, Covr Financial Technologies, LLC / MFG Group, Inc., and TruStage Insurance are not owned by Navy Federal Financial Group, LLC or Navy Federal Credit Union. Life insurance coverages are written through non-affiliated insurance companies. Trust Services available through MEMBERS Trust Company. 1-855-358-7878.

Retirement Plan Disclosure:

Navy Federal Investment Services Client Relationship Summary:

Regulation Best Interest Disclosure Document

SMS/MMS Text Messaging Disclosure

  • Message and data rates may apply. The frequency, timing and content of messages vary depending on account circumstances.
  • NFIS respects your right to privacy. The NFCU Privacy Policy may be accessed from the following webpage: https://www.navyfederal.org/policy/privacy.html
  • To stop receiving SMS or MMS messages you have previously authorized to receive, please notify your representative or contact the NFIS Investment Advisory Center by phone at 1-877-221-8108.
  • Electronic messages cannot be used for trade instructions. To request, authorize or affect the purchase or sale of an investment through NFIS, please contact your representative directly by phone or in person or the NFIS Investment Advisory Center by phone at 1-877-221-8108.
  • NFIS representatives do not provide tax or legal advice. Communications are not intended as tax or legal advice and should not be relied upon for the same. For specific tax or legal guidance, always consult with a qualified professional.
  • For the avoidance of ambiguity, NFIS has disabled emoji icons for business text communications. Any emoji icon included in a text will not be received by NFIS.
  • NFIS business text communications are intended for an individual recipient. As a result, group texting capabilities have been disabled.

SEC Rule 606 Disclosures

Navy Federal Investment Services (NFIS) routes all its SEC Rule 606 eligible orders to its clearing firms. Digital Investor accounts are routed to Drivewealth, LLC. NFIS does not receive any payment for order flow from the venues listed in this disclosure.

Advisor led accounts are routed to Pershing LLC, via our relationship with CUSO Financial Services. NFIS does not receive any payment for order flow from the venues listed in this disclosure. NFIS’ orders can be found at https://www.orderroutingdisclosure.com by searching for CUSO Financial Services. 

For additional information about Pershing LLC’s payment for order flow practices, please see Pershing’s SEC Rule 606 disclosure.

Other Disclosures

Awards & Recognition

Newsweek

The ranking was given on November 19, 2024, and was based on data taken from Navy Federal Investment Services’ SEC filings as of September 2024.  Newsweek in conjunction with Plant -A Insights Group created and tabulated this rating. No compensation has been provided directly or indirectly by Navy Federal Investment Services, LLC in connection with obtaining or using this Newsweek rating.

Read the full list on Newsweek’s website.

About the Newsweek Ranking
Methodology

Plant-A Insights Group and Newsweek have partnered to identify America's Top Financial Advisory Firms 2025. We analyzed over 15,000 Financial advisories registered with the SEC, and then applied the following methodology to identify the best of the best.

We began by shortlisting firms with more than $20 million assets under management (AUM), a minimum of 3 wealth advisors, at least 5 individual clients, and at least two years of SEC registration. Firms were also screened for clean disciplinary records and availability of portfolio management services to individual investors. These shortlisted firms were then analyzed and scored based on the following factors:

  • Asset Performance: Growth in assets under management indicates both financial performance and the health of a firm's client base, the cornerstones of advisory excellence. We include both short-term (Sept 2024 vs Sept 2023) and long-term (CAGR Sept 2019 to Sept 2024) measures of asset growth in our scoring model.
  • Client Performance: Great advisories retain their clients and attract new ones. We again include both short and long-term measures of client base growth/shrinkage for short term (Sept 2024 vs Sept 2023) and long term (CAGR Sept 2019 to Sept 2024).
  • Adviser Expertise and Client Ratio: We include measures that capture the credentialed expertise of each firm as well as their client-to-adviser ratio.
  • Breadth of service offerings: Great firms offer a bundle of related services for their investors. We considered the number of other wealth advisory services in our scoring model, such as financial planning services and pension consulting services.
  • Conflicts of interests: The best advisories work to prevent conflicts of interest; firms with conflicts of interests are penalized in the scoring model.

We calculate a score for each firm. The top 750 Financial Advisory Firms have been recognized as America's Top Financial Advisory Firms 2025. The performance of firms not included in the ranking is not disputed.

Rankings Placement

Placement in the Rankings (defined below) is a positive recognition based on research of publicly available data sources from the time period in question. Newsweek and Plant-A Insights make no claim to the completeness of the firms examined.

Intellectual Property Rights

All content within the rankings ("Rankings") is the exclusive property of Plant-A Insights Group LLC ("Plant-A"). This work, including all data, analyses, and derived rankings, is copyrighted under United States and international copyright laws. Unauthorized use, including but not limited to the publication, reproduction, modification, distribution, transmission, or display of any material without the prior written consent of Plant-A, is strictly prohibited.

Nature of the Rankings

The Rankings are prepared by Plant-A and reflect an editorial content piece, based on secondary market research. This includes publicly available data and specific data provided directly to Plant-A. These Rankings are published in conjunction with Newsweek and should be viewed as an editorial work, not as definitive financial or business guidance. The ranking only includes firms that qualify according to the criteria described in this document.

Data Accuracy and Periodicity

The Rankings are generated from Investment Adviser Information Reports data sourced from SEC for the month of September 2024. They are inherently a reflection of historical data and may not include subsequent developments, unforeseen events, or additional data not covered during the research period. The results of this ranking should not be used as sole source of information for future deliberation. The information provides through this list should rather be considered in conjunction with other available information about the financial advisory firm. The quality of financial advisory firms that are not included in the ranking is not disputed.

No Endorsement or Quality Assurance

Plant-A does not endorse nor validate the business practices or the standing of the ranked companies. The inclusion or exclusion of any company in the Rankings should not be used as a basis for Financial, business, or other decisions. All decisions based on any information presented in the Rankings should be made in conjunction with other available information and independent advice.

Disclaimer of Liability

Plant-A, its subsidiaries, and their respective officers, directors, employees, and agents (collectively, the "Plant-A Parties") disclaim all liability and responsibility for any errors or omissions in the Rankings or for any actions taken based on the contents of this publication. Neither Plant-A nor Newsweek guarantees the completeness or accuracy of the information contained in the Rankings.

By accessing, using, or relying upon the Rankings, you waive all claims and have no recourse against Plant-A Parties for any alleged or actual infringements of any rights of any party, including privacy rights, proprietary rights, intellectual property rights, rights of publicity, rights of credit for material or ideas, or any other rights, including the right to approval of uses such as copy that may be deemed to be distorted, derogatory, or offensive.

This disclaimer is intended to be as broad and inclusive as permitted under the law. If any portion hereof is held invalid or unenforceable, the remainder of the disclaimer shall nonetheless remain in full force and effect. This disclaimer constitutes the entire agreement between you and Plant-A regarding the use of the Rankings.