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Enjoy Amazon Prime® Free for 1 Year

Just pay the Amazon PrimeFootnote 1 annual membership fee with your Visa Signature Flagship Rewards Card, and we’ll reimburse you with a statement credit. That’s a $139 value! Already have Prime? Renew your annual membership with your card before Jan. 1, 2025, and we’ll credit your account.Footnote 2

No Rewards Limit

Spend more, earn more. Continue to accrue more until you’re ready to redeem.

For terms and conditions, see the Visa Signature Flagship Rewards Card Program Description.

No Reward Expiration

As long as your account is open, rewards won’t expire. Continue to spend and accrue rewards and redeem them at your convenience.

Earn 3X Points on Travel Purchases and More

Navy Federal Visa Signature Flagship Rewards Cardholders can earn triple rewards on more than just hotel, cruise and airline purchases. You can also earn 3X points on many other travel-related purchases,Footnote 3 including:

Getaways

  • Car rentals
  • Timeshares
  • Campgrounds and RV parks

Commutes

  • Ride-sharing services
  • Parking
  • Bridges, tolls and ferries

Entertainment

  • Museums
  • Amusement parks
  • Public golf courses

All other eligible purchases will continue to earn 2X points.

Redeem Points for Cash, Travel, Gift Cards and Merchandise

Love to travel? Or prefer cash back? The Visa Signature Flagship Rewards Card gives you the flexibility to redeem your points as you like. Want even more? Shop our Member Deals and earn extra rewards on your purchases, including up to 15 points or 15% cash back per dollar spent.Footnote 3

Receive Statement Credits (Up to $120) for Global Entry or TSA Pre✓®Footnote 5

Cardholders will receive credits up to $120 for Global Entry and/or TSA Pre✓®application fees. Statement credits will be issued once the applicable program application fee(s) have been charged to your Visa Signature Flagship Rewards Credit Card.Footnote 4

Tap to Pay

Make purchases quickly and securely with your card. Just look for the Contactless Symbol at checkout, then tap your card against the card reader.Footnote 5

Collision Damage Waiver

With your Navy Federal Visa® or Mastercard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.

Coverage includes physical damage and theft of the rental vehicle, reasonable towing charges, valid loss-of-use charges imposed by the auto rental company, as well as your deductible and any other eligible amounts not covered by other insurance. Only you, as the primary renter of the vehicle, and any additional drivers permitted by the auto rental agreement are covered.Footnote 6

Worldwide Automatic Travel Accident Insurance

You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to your covered rewards card. Coverage is for 1 year from the date of the accident.Footnote 6

Travel and Emergency Assistance

It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This includes medical referral, lost luggage locator service and prescription assistance.

We'll make every reasonable effort to respond when you have an emergency, even if you need assistance beyond the services listed in your policy. Please understand that, due to occasional problems such as distance, location or time, neither Visa nor its service providers can be responsible for the availability, use, cost or results of any medical, legal, transportation or other service.Footnote 6

Additional Card Benefits

Learn more about additional travel, entertainment and shopping benefits.

Visa Signature Benefits: Visa Signature® Benefits Site / Visa Signature® Benefits Guide

Included With All Navy Federal Credit Cards

  • Use your credit card before it arrives in the mail if you qualify for a digitally issued card
  • 24/7 help from our U.S.-based member service team
  • No balance transfer or foreign transaction feesFootnote 7
  • Ability to freeze and unfreeze your cards
  • Zero Liability policy for confirmed unauthorized transactions
  • Fraud notifications*
  • Access to your credit score

Learn More about the benefits included with all Navy Federal credit cards

Disclosures

1

 Amazon and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

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2

Offer applies only to annual Amazon Prime memberships. Not valid for recurring membership monthly payment option or Amazon Prime Student. Annual membership must be purchased by 3/31/2025. Offer valid for your Visa Signature® Flagship Rewards credit card and is not transferable. Limit of one promotional offer per card. Please allow 6–8 weeks after the membership is renewed or opened for the statement credit to post to your account. Navy Federal reserves the right to end or modify this offer at any time without notice.

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3

Visa Signature Flagship Rewards Credit Cards earn 3 points for every $1 of net purchases made on travel and 2 points for every $1 of other net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees. Cash-equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards, and other cash-equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. A travel purchase may only earn 2 points per dollar spent, depending on the merchant code used to process the transaction. Travel is typically categorized under merchant category codes such as airline, hotel, car rental, bus lines, taxis, cruise lines, time shares, parking, and transit. Additional categories may be ineligible, in which case you will receive 2 points per dollar spent at these locations based on the merchant category codes. For more information, view the Flagship Rewards Program Description.

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4

Receive up to $120 in statement credits for Global Entry or TSA Pre✓® charges that are processed after the Global Entry program application fee or TSA Pre✓® application fee is charged to your Visa Signature Flagship® Rewards Card. Visa Signature Flagship Rewards Cardholders are entitled to up to $120 in statement credits per eligible Visa Signature Flagship Rewards Credit Card number every 4 years per Global Entry or TSA Pre✓® program. The 4-year period is based on the date of the first qualified transaction. Statement credits are applied to application fee charges made on or after account opening. Please allow 6–8 weeks after the applicable program application fee is charged for the statement credit(s) to post to your account. Cardholders are responsible for payment of all charges until the statement credit(s) post(s) to their account. Visa® and Navy Federal Credit Union reserve the right to modify or cancel this offer at any time and without notice. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). TSA Pre✓® is an expedited airport security program operated by the U.S. Transportation Security Administration (TSA) that allows low-risk travelers within the United States to speed through security at select airports. Visa and Navy Federal Credit Union have no liability with regards to the Global Entry and TSA Pre✓® programs and have no control over either program, including, but not limited to, the application, approval process or enrollment, and fees charged. For complete details on the Global Entry program, including full terms and conditions, go to cbp.gov/travel/trusted-traveler-programs/global-entry. For more information about TSA Pre✓® and the application process, visit tsa.gov/precheck. The TSA Pre✓® trademark is used with the permission of the U.S. Department of Homeland Security.

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5

The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

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6

Certain terms, restrictions, and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.

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7

As of 12/03/2024, nRewards® Secured card rate is 18.00% APR and will vary with the market based on the US Prime Rate. All other Navy Federal credit card rates range from 11.49% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the US Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.

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