Car Buying Service
In the market for a new or used car? With our Car Buying Service,Footnote [1] you can:
- search online for the car you want and see what others paidFootnote [2]
- see upfront price offers on cars from local TrueCar Certified DealersFootnote [3]
- get a trade-in offer from a TrueCar Certified Dealer in minutesFootnote [4]
- enjoy bonus incentive offers on select vehicles
Buying a Car? We Can Help!
Kick your search into high gear with our Car Buying Service, powered by TrueCar. See how easy it is to buy your next car, finance it with us and get on the road.
Plus, Discover Special Bonus Incentive Offers on Select Vehicles
In addition to receiving member pricing, you can get up to $5,000 in bonus incentive offers on select vehicles.Footnote [5]
More Car Buying Resources
Get in the Driver's Seat With a Navy Federal Auto Loan
You could save money with a Navy Federal car loan.Footnote [6] We have great loan rates for new and used vehicles, with most decisions in seconds. You can also apply for preapproval to speed up the process and know what you can spend before you approach the dealer.
Selling Your Car?
Quickly see how factors like mileage, color and age can affect your car's trade-in value. When you enter the requested information, you'll instantly get a value estimate. Plus, you could get a cash offer from a local TrueCar Certified Dealer!Footnote [4]
Car Buying for Servicemembers
Although our Car Buying Service isn't available for overseas purchases, members stationed abroad can take advantage of great car loan rates and can enjoy military-focused service when purchasing vehicles through Military AutoSource.Footnote [7]
Enjoy Benefits Tailored to Our Military Members
Through TrueCar's Military Appreciation Package, Navy Federal members can receive additional benefits that could be worth more than $4,000, such as auto deductible and repair expense reimbursement, when you report your purchase from a TrueCar Certified Dealer.Footnote [8]
Make your drive sound better with a 3-month SiriusXM trial subscriptionFootnote [9]—in addition to military discounts on future subscriptions.
Get up to 2 free CARFAX Vehicle History Reports™ with your Navy Federal auto loan preapproval (a $45 value for each). By knowing more about the history of a used car, you could avoid costly issues.Footnote [10]
Protect Yourself If Your Car Is Totaled
Guaranteed Asset Protection (GAP) could cover the difference between your outstanding loan balance and the value of your vehicle if your car is totaled or stolen.Footnote [11]
Not a member? Join today.
Disclosures
TrueCar operates the Navy Federal Car Buying Service. Navy Federal is not responsible for any offer, purchase, lease, or service provided by or through the Navy Federal Car Buying Service.
↵TrueCar provides a market average for cars like the one you want, based on actual recent transactions by other buyers. Additional information regarding the calculation of TrueCar's Market Averages is available at navyfederal.truecar.com.
↵TrueCar Certified Dealers are contractually obligated by TrueCar to meet certain customer service requirements and complete the TrueCar Dealer Certification Program.
↵Terms and conditions apply and are available at the Car Buying Service website, hosted by TrueCar.
↵Availability and amount of bonus incentive offers are subject to change.
↵Credit and collateral subject to approval.
↵Navy Federal Credit Union and Military AutoSource are not affiliated companies. Navy Federal is not responsible for any offer, purchase, or service provided by or through Military AutoSource.
Benefits not available in all states. Additional terms, conditions, and limitations apply and are available at the linked Car Buying Service website, hosted by TrueCar.
↵Activate your trial subscription plus get free activation. Your SiriusXM service will automatically stop at the end of the stated trial subscription term, unless you decide to subscribe. If you decide to continue service, the paid subscription plan you choose will automatically renew and you will be charged the rate in effect at that time, according to your chosen payment method. Fees and taxes apply. Please see SiriusXM's Customer Agreement and Privacy Policy at https://www.siriusxm.com/ for complete terms and how to cancel, which includes online methods or calling SiriusXM at 1-866-635-2349. By registering for a trial subscription, SiriusXM may contact you at the registration information provided with special offers from time to time. You may always change your contact preferences with SiriusXM. All fees, content, and features are subject to change. This offer cannot be combined with any other and may be modified or terminated at any time. Ineligible vehicles include those without factory-installed satellite radio and those with active or recently active SiriusXM subscriptions or trial subscriptions. Trial subscription terms of service subject to change. Satellite and streaming lineups vary.
↵Two CARFAX Vehicle History Reports™ may be accessed while your auto loan preapproval through Navy Federal remains open. If you do not obtain a preapproval, a CARFAX Vehicle History Report™ will be sent to you for the used vehicle you finance with Navy Federal. Offer may expire at any time. It is intended for personal use only and may not be used for commercial purposes. Navy Federal Credit Union is in no way responsible for the accuracy of the CARFAX Vehicle History Reports™. Access to CARFAX Vehicle History Reports™ is subject to CARFAX consumer Terms and Conditions. CARFAX reserves the right to take appropriate action for the misuse of this offer. CARFAX is a registered trademark of CARFAX, Inc. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car.
↵Your purchase of Guaranteed Asset Protection (GAP) is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with Navy Federal. You may choose to pay the fee in a single lump sum or you may finance it into your loan, which would increase the cost (NOTE: California Active Duty and Active Reserve Duty servicemembers cannot finance the fee). If you cancel your optional GAP coverage within 60 days of enrollment, you will receive a full refund of any fees. Additional information will be provided to you, which will include a copy of the GAP Agreement and Disclosure (NFCU23A) containing the terms of the plan. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under the plan. You should carefully review the additional information for a full explanation of terms.
↵All product and company names and logos are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.