Forms and Brochures
Certificates/IRAs/Trust
Applications & Forms
- Application for Deposit Trust Account
- Change of Beneficiary for Individual Retirement Arrangement (IRA)
- Combined Certificate Disclosure and Application
- Coverdell ESA Additional Account Opening
- Coverdell ESA Contribution Request
- Deposit Trust Account Closure
- Education Savings Account (ESA) Certificate Maturity
- Education Savings Account (ESA) Designation of Beneficiary
- Education Savings Account (ESA) Transfer
- Education Savings Account (ESA) Trust Agreement and Application
- Federal and Virginia State Income Tax Withholding Election Notice for IRAs
- Trustee's Guide to Settling Trust Accounts
- IRA Additional Account Opening
- IRA Certificate Maturity Instructions
- IRA Contribution Request
- IRA Recharacterization
- IRA Transfer or Direct Rollover
- IRA/ESA Rollover Designation
- Navy Federal Credit Union Transfer Request Form
- Open a Certificate
- Open an IRA Account
- Payable on Death (POD) Designation
- Required Minimum Distributions (RMD) Form
- Roth IRA Conversion Form
- Roth IRA Financial Disclosure & Application
- SEP Disclosure and Application
- Share Certificate Maturity Instruction
- Traditional IRA Disclosure and Application
- Traditional/Roth Charitable Distribution Request
- Traditional/Roth IRA Transfer Request
Brochures & Disclosures
- Certificates
- Combined Certificate Disclosure
- Education Savings Account (ESA) Trust Agreement
- Individual Retirement Arrangement (IRA)
- Payable on Death (POD) and Deposit Trust Accounts
- Roth IRA Financial Disclosure
- Simplified Employee Pension (SEP) Financial Disclosure
- Traditional IRA Financial Disclosure
- Banking on the Go
Checking
Applications & Forms
- Automatic Funds Transfer Authorization Via the Automated Clearing House (ACH)
- Checking Account Closure Notification
- Forgery Affidavit for Checking/Checking Protection (LOC) Checks
- Online Deposit Voucher
- Open a Navy Federal Checking Account
- What You Need to Know About Overdrafts and Overdraft Fees
- Written Statement of Unauthorized Debit
Brochures & Disclosures
- Checking Made Easy!
- Checking Protection Options
- Flagship Checking Account Fees and Terms
- Free Active Duty Checking® Account Fees and Terms
- Free Campus Checking Account Fees and Terms
- Free Easy Checking Account Fees and Terms
- Free EveryDay Checking Account Fees and Terms
- How to Switch Your Checking Account to Navy Federal
- Schedule of Fees and Charges
Credit/Debit Cards
Applications & Forms
- Application for a Navy Federal Credit Card (Digital)
- Application for a Navy Federal Credit Card (Print)
- Application for Navy Federal Credit Card with Credit Card Application Disclosure
- Credit Card Balance Transfer
- Credit Card Dispute: FAQ
- Credit Card Joint Cardholder Removal Request and Individual Application
- Navy Federal Debit Card/Business Debit Card Statement of Dispute
- Request a New Navy Federal Debit Card
- Statement of Forgery for Credit Card
- Statement of Forgery for Navy Federal Debit Card/Business Debit Card
Brochures & Disclosures
- Business Credit Card Agreement and Disclosure
- Business Rewards Card Program Description
- cashRewards Card Program Description
- cashRewards Mastercard® Program Description
- cashRewards Plus World Mastercard® Program Description
- Credit Card Agreement and Disclosure
- Credit Card Application Disclosure
- Credit Card Application Disclosure–cashRewards
- Credit Card Application Disclosure–GO REWARDS®
- Credit Card Application Disclosure–Navy Federal More Rewards American Express® Card
- Credit Card Application Disclosure–nRewards®
- Credit Card Application Disclosure–Platinum
- Credit Card Application Disclosure–Visa Signature® Flagship Rewards
- Credit Card Pricing Terms
- Credit Card Pricing Terms–Secured Card
- Credit Card Services
- GO REWARDS® Card Program Description
- GO REWARDS® Military Academy Program Description
- GO REWARDS® World Mastercard® Program Description
- Guide to Benefits for Mastercard® Cardholders
- Mastercard® GO REWARDS® Card Program Description
- Mastercard® Guide to Benefits
- Mastercard® World Guide to Benefits
- Navy Federal Card (CUCARD®) and Personal Identification Number (PIN) Disclosure Statement
- Navy Federal Debit Card Disclosure
- Navy Federal More Rewards American Express® Card Guide to Benefits
- Navy Federal More Rewards American Express® Card Program Description
- nRewards® Card Program Description
- Request Your Credit Card Disclosure or call us toll-free at 1-888-842-6328.
- Secured Card Security Interest Disclosure
- Security Interest Specific Credit Cards Disclosure
- Visa® Card Guide to Benefit Auto Rental Collision Damage Waiver
- Visa® Enjoy the Benefits of Your Navy Federal Debit Card
- Visa® GO REWARDS® Card Program Description
- Visa® Platinum Benefit Guide
- Visa Signature® cashRewards Plus Benefit Guide
- Visa Signature® cashRewards Plus Card Program Description
- Visa Signature® Flagship Rewards Benefit Guide
- Visa Signature® Flagship Rewards Card Program Description
- Visa Signature® GO REWARDS® Benefit Guide
- Visa Signature® GO REWARDS® Card Program Description
- Visa Signature® GO REWARDS® Military Academy Program Description
- Your Visa® Card Guide to Benefits Basic Protection Package
Loans
Applications & Forms
- Auto Loan Application
- Checking Line of Credit Application
- Consumer Loan Indemnity Agreement/Declaration of Loss
- Guaranteed Asset Protection (GAP) Cancellation Application
- Guaranteed Asset Protection (GAP) Services Application
- Insurance Waiver Form
- Optional Payment Protection Plan Change/Cancellation of Protection
- Personal Loan Application
- Small Business Loan Application
- What You Will Need to Apply for a Boat Loan
- What You Will Need to Apply for a Refinance Auto Loan
Brochures & Disclosures
- Certificate Pledged Loans
- eSign Loan Instructions to Members
- Guaranteed Asset Protection (GAP) Questions and Answers
- Guaranteed Asset Protection Plan Agreement and Disclosure
- Loan Instructions to Members
- Private Student Loans Application Process
- Notice to Co-Signer (Guarantor)
- Student and Parent Refinance Loans Application Process
- Financial Aid Officer (FAO) Brochure
Membership
Applications & Forms
- Application for an Association Account
- Change of Information/Add Joint Owner
- Custodial Account Application
- Membership Agreement and Tax ID Certification
- Membership Application
- Membership Application for a Minor
- Online Membership Application - What You Need to Join
Brochures & Disclosures
Mortgages & Equity
Applications & Forms
- Authorization for Direct Deposit of Mortgage or Equity Refunds
- Budget Easy Pay
- Home Equity Line of Credit Easy Pay Authorization
- Initial Adjustable Rate Mortgage (ARM) Loan Disclosure Notice and Consumer Handbook on Adjustable Rate Mortgages (CHARM) Booklet
- Insurance Claim Funds–Contractor Declaration
- Insurance Claim Funds–Member Declaration
- Mortgage or Fixed Equity Loan Easy Pay Authorization
- Mortgage or Fixed Equity Loan Flex Drafting Automatic Payment (ACH) Authorization
- Request for Servicemembers Civil Relief Act (SCRA) Benefits
- Subordination Request Form
- Wiring Instructions
Brochures & Disclosures
Savings
Other
Applications & Forms
- Affidavit of Forgery/Fraud
- Air Force Academy Career Kick Off Loan
- Authorization to Release Social Security Number Verification General
- Authorization to Release Social Security Number Verification Security
- Authorized User Agreement for Digital Banking
- Automatic Payment Change Notification
- Business Account Confirmation Document
- Business Servicing Form - Add/Remove Authorized Signer
- Business Servicing Form - Add/Remove Owner or Change Ownership Percentage
- Business Servicing Form - Change Entity Structure, NAICS, or Nature of Business
- Business Servicing Form - Open/Close Savings or Checking Products
- Career Kick Off Loan for ROTC, OCS and OTS
- Career Kick Off Loan for ROTC, Status Verification
- Coast Guard Academy Career Kick Off Loan
- Declaration of Loss
- Direct Deposit of Net Pay Enrollment
- Disaster Recovery Account Update
- Estate Account Application
- Figure Your Monthly Budget
- Get Immediate Access to Your Funds With Direct Deposit
- Guardian/Conservator Cover Sheet
- Merchant Marine Academy Kick Off Loan
- Naval Academy Career Kick Off Loan
- Periodic Transfer Request
- Power of Attorney Cover Sheet
- Power of Attorney Form
- Power of Attorney Revocation Letter
- Power of Attorney—Arizona
- Power of Attorney—California
- Power of Attorney—Delaware
- Power of Attorney—Maine
- Power of Attorney—Michigan
- Power of Attorney—Nevada
- Power of Attorney—New Hampshire
- Power of Attorney—New York
- Power of Attorney—Pennsylvania
- Request for a Cash Transfer
- Request for a Domestic Wire Transfer
- Request for an International Wire Transfer
- Security Appeal Form
- Standard Form 1199A
- Substitute Deposit Voucher
- Voluntary Removal of Joint Owner Request
- West Point Academy Career Kick Off Loan
- Wire Transfer Error Resolution Rights
Brochures & Disclosures
- 24-Hour Account Access
- 401(k) Plans
- A New Way to Order Cashier's Checks
- Account Aggregation Services Terms of Use
- Account Holder Change
- Anytime, Anywhere Digital Banking
- Authorized User Agreement for Digital Banking
- Bonds, Interest Rates, and the Impact of Inflation
- Branch SMS Terms and Conditions
- Business Debit Card Agreement and Disclosure
- Business Services Disclosure Booklet
- Business Services Schedule of Fees and Charges
- Currency Transaction Reports
- Deployment Checklist
- Digital Banking Agreement
- Direct Deposits and Allotments
- Direct Deposit Switch and Payroll Data Aggregation Terms of Use
- Estate Accounts
- Federal and State Tax Withholding Information and Disclosures
- Funds Availability Policy
- Getting Started With Mobile & Online Banking
- GO Prepaid Card Website Terms and Conditions
- How to Secure Compromised Accounts
- Important Disclosures
- Mastercard® Guide to Benefits for Small Business Card Holders
- Mastercard® Guide to Benefits_Extended Warranty
- Mastercard® Guide to Benefits_Purchase Assurance
- Mastercard® Guide to Benefits_Small Business Benefits Bundle
- Mobile Deposits - Terms and Conditions (Business)
- Mobile Deposits - Terms and Conditions (Consumer)
- NFCU Payment Reminder
- Online Services Set You FREE
- Personal Finance Management
- Personal Money Management Tips
- SMS Terms and Conditions
- Survivor's Guide to Account Settlement
- Understanding Credit
- Understanding Credit Scores Infographic
- What to Do Before You're Deployed
- What to Do If Your Identity Is Stolen
- Working During Retirement
- Youth Account - Statement Suppression Brochure
- Zelle® Payment Service Terms