Transfers
Moving or Sending Money? You’ve Got Options
From splitting a restaurant check to sending money overseas, you’ll find a fast, easy and secure money transfer method that matches your needs.
For Navy Federal Accounts and Loan Payments
Use mobile* or online banking to move money between your accounts and make payments to Navy Federal loans and credit cards.
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For Third-Party Bills
Automate one-time or recurring payments. You can even schedule them a year ahead. Learn how Bill Pay can simplify your life.
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Zelle®
Send money to friends and family using just their phone number or email address. They’ll usually receive it in minutes.
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Wire Transfers
Send or receive money within the U.S., U.S. territories or abroad.
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Add Money to Your Navy Federal Account
Whether you’re moving money between your Navy Federal accounts, depositing a check or transferring funds from an external card, you can easily add the funds you need.
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Automated Clearing House (ACH)
Create a one-time, future-dated or recurring transfer from your checking account, without the need for checks, wire transfers or credit cards.
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Cash Transfers
Transfer money electronically to individuals (not businesses) at more than 225,000 Western Union agent locations in more than 190 countries and territories.
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Cashier’s Checks
Pay for large purchases like a house or car with a guaranteed check. Order via our mobile app* or online, and have it delivered to your home or pick up at a branch.
Disclosures
Zelle® is available to bank account holders in the U.S. only. To receive money in minutes, the recipient's email address or U.S. mobile number must already be enrolled with Zelle®. Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Note: This service is not intended to replace the current member-to-member transfer options Navy Federal offers. It is available for members who do not have the option to complete an internal transfer or an ACHO (Automated Clearing House Operation) with an account and routing number. Members can also send funds to non-Navy Federal members.
Cash transfers available for pickup at a Western Union Agent. This money transfer is through Navy Federal Credit Union and is not a Western Union transaction.