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Maximizing NCUA Share Insurance Coverage

The chart below shows how you can maximize your share insurance coverage. Maintaining different combinations of accounts increases your coverage.

  • Members with individual accounts (savings, checking and certificate accounts) are insured up to $250,000
  • You can increase your coverage if you are a joint owner on an account. Jointly owned accounts are insured separately up to $250,000
  • IRA accounts are insured separately up to $250,000
  • Trustee accounts are also insured separately for $250,000 for each combination of trustee and beneficiary.
  • See the chart below for a few examples of how you can maximize your insurance coverage.

Click here for more specifics on:
Your Savings Are Federally Insured at Navy Federal Credit Union

Share Insurane Coverage Chart
(Click image for larger view)

If you have further questions, call us at 1-888-842-NFCU (6328).


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