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What to Do Before You're Deployed
Keeping track of your finances day to day is hard enough, but when you’re scheduled to be away, you need to pay special attention to these items before you go. Start planning now—three months before you leave is not too early.
- You can take care of many details online, or
- Our representatives are available to meet with you at a branch
Your Command Financial Specialist is also a great resource in preparing for deployment.
Direct Deposit
- Sign up for Direct Deposit to your Navy Federal checking and/or savings account(s). Click here for a Direct Deposit Enrollment form. (193kb Requires Adobe's Acrobat Reader)
- Provide us with your instructions for the disbursement of your direct deposit or allotment:
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Sign up for 24-hour Account Access ahead of time. Even though you can sign up online,
your Confirmation Letter is sent to you by mail.
Most military installations provide you with online access.
Navy Federal’s Account Access is the easiest way to transfer money between accounts and balance your checkbook from anywhere. This can be especially important when two people are working from the same accounts.
- Establish automatic transfers for your loan and credit card payments and for savings. (Note: Consider adjusting your disbursements if your deployment pay increases.) Complete and return to a branch or the above address:
Managing Your Accounts
- Enroll in Navy Federal’s FREE Web Bill Pay and pay your bills online. To enroll, you must have a checking account and be signed up for Account Access. You can also pay bills with your Navy Federal Visa® Check Card or credit card.
- Request a Visa Check Card or apply for a Navy Federal credit card. Use them at millions of locations worldwide including online, over the phone and at over 1 million ATMs. The cards and PINs will come to you in the mail. To activate your new Visa Check Cards and credit cards, you will have to call a special phone number that accompanies the cards.
- Forgotten debit and credit card PINs can be reissued and mailed to you by calling us 24/7 at 1-888-842-NFCU (6328), international numbers. You can also self select your debit card PIN on Account Access, at a branch or over the phone. For credit card PINs, please call us at the number(s) provided.
- Place an “Active Duty Alert” on your credit report to help prevent scam artists from opening new accounts while you’re away. To place an alert, contact:
Equifax, 1-800-685-1111
Experian, 1-888-397-3742
TransUnion, 1-800-888-4213
If you tell one agency, it is required to notify the others. The alert is good for 12 months and removes your name from pre-screened offers of credit for two years.
- Order more checks. (Account Access users can order online on their “Other Services” link.)
- Sign up for NAVchek® Line of Credit with overdraft protection for your checking account, just in case.
- Open a second checking account for your spouse or joint owner. This should ease confusion about who is writing checks when and for what. You can divide your direct deposit between the two accounts any way you want. These funds can be reallocated at any time should your needs change during deployment. Your joint owner can call
1-888-842-NFCU (6328), international numbers, weekdays, 7:30 am to 7:30 pm, Eastern time, with your new instructions or visit a branch.
- Make sure Navy Federal has your and your joint owner’s correct address. Account Access users can change addresses online under the “Other Services” link. Or you can call 1-888-842-NFCU (6328), international numbers, or visit a branch.
- With your spouse, develop a family budget to be used during your absence.
- Create a list for you and your spouse of important account and telephone numbers.
Call Us With Questions
1-888-842-NFCU (6328)
toll-free internationally 800-0-842-NFCU (6328)
international numbers
24 hours
Legal Matters
A little planning can give you great peace of mind.
- Consider assigning power of attorney which allows someone to act on your behalf for a limited time and for specific purposes.
- A general or specific power of attorney applies whenever you’re not available.
- A durable power of attorney only works if you’re incapacitated or missing in action.
- Your Legal Office can provide you with a preformatted Power of Attorney document.
- Discuss with your spouse or next of kin the location of documents, such as birth certificates, insurance policies, wills, etc.
- Apply for a tax extension if you are deployed. Or file your taxes before you ship out.
Click to find a legal office near you.
Keeping in Touch
See that family and friends know how to reach you. Set up an emergency plan in case your deployment is extended. And know the contact information for organizations such as:
Helpful Links:
Pre-deployment Tips from Force Health Protection & Readiness
Navy Federal Products Tailored to Military Life
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Savings & Checking
