Recruits and New Enlisted

Welcome to Navy Federal Credit Union!

When you join Navy Federal—the world's largest credit union—you become a member-owner, not just a customer. And that means great rates on savings and loans. Plus, when you join, your spouse and family members can join, too.

We serve where you serve^®. We have a worldwide network of over 174 branches and growing—many located on or near military bases. A global network of millions of ATMs makes it easy to get to your money. You'll never need to open and close your accounts when changing duty stations.

It’s easy to join!

All it takes to join is for you to open a savings account with a minimum deposit of $5! This entitles you to:

Active Duty Checking^® with Direct Deposit

It offers:

• ATM fee rebates at Visa/PLUS^® System ATMs—up to $20 per statement period
• Over 40,000 FEE-FREE ATMs
• FREE military or traditional wallet or wallet duplicate checks for the life of your account
• Unlimited check-writing privileges
• Dividend earnings
• No minimum to open and no monthly service charges
• FREE Visa^® Check Card—the ATM/debit card you can use at millions of locations wherever Visa debit cards are accepted
• FREE direct deposit gets your money in your account on paydays*
• FREE 24/7 telephone service
• FREE Web Bill Pay and Account Access
• Optional Checking Protection (Line of Credit)**

*To qualify for this account, Active Duty Direct Deposit of Net Pay must post to your Active Duty Checking account within 60 days of account opening. If the Active Duty Direct Deposit stops for more than 60 days, the account converts to an EveryDay Checking account. **Checking Protection (Line of Credit) is a credit product and requires credit approval.

Visa cashRewards Credit Card

As a graduate of recruit training, you may qualify for a Navy Federal Visa cashRewards Credit Card. With it, you'll earn cash back with every purchase*. There's no cap on the amount of rewards you can earn and your cash rewards never expire. And, there's no annual fee!

*Excludes cash advances, balance transfers and convenience checks.

And much more…

• Dividend-earning savings accounts
• Low-rate auto loans
• Education loans
• Products and services tailored to your military life and your wallet.

Click here to join today!