Are You Eligible?

To receive federal student aid, you must meet the following requirements:

• Be a U.S. citizen or eligible non-citizen.
• Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program. Your school must participate in the Federal Family Education Loan Program (FFELP). To confirm FFELP participation, contact the school’s financial aid office or check the school’s Web site.
• You must demonstrate financial need (Subsidized Federal Stafford only). This is determined by completion of the FAFSA (Free Application for Federal Student Aid). The financial aid office will provide confirmation via the Financial Award Notification.
• You are not in default on a federal student loan.

Other requirements may apply. Contact your school’s financial aid office for more information.

How to Apply

Step 1: To apply for federal student aid, including federal education loans, complete the FAFSA (Free Application for Federal Student Aid) form at www.fafsa.ed.gov. The FAFSA form should be filed after yearly tax returns are completed.

Step 2: The school will review the FAFSA results. If approved, the student will receive a financial aid award letter. This letter allows the student and/or parent to apply for federal education loans. If the school participates in the Federal Family Education Loan Program (FFELP),
Navy Federal can be chosen as the lender.

Step 3: Apply for a loan online or call 1-800-338-5736 to request an application.