Federal Stafford Loans

• Low interest rates and deferred payments until after graduation. Up to 10 years to repay.
• Reduce Your Loan Rate with Automatic Payment Deductions: Receive an additional 0.25% off your rate when your payments are automatically deducted from a Navy Federal checking account or other financial institution's savings or checking account.
  Effective on Stafford and PLUS Loans disbursed after July 1, 2000, and effective on consolidation loans after May 1, 2002. Effective on Stafford and PLUS Loans disbursed after July 1, 2000, and effective on consolidation loans after May 1, 2002. Repayment status for Stafford loans begins 6 months after graduation. Making early payments does not put the loan into repayment status.
• Contact your school's financial aid office to determine your eligibility.

Subsidized

• Students must pass a federal "needs" test.
• Federal government pays interest accrued during in-school and grace period.
• Payments can be deferred until six months after graduation.

Unsubsidized

• Loan is not needs based.
• Borrower pays all interest.
• Payments can be deferred until six months after graduation.

Apply for a Federal Stafford Loan!
Apply Now

Request an Application Packet Online or contact our Education Lending Specialists at 1-800-338-5736
(1-703-255-7625 in metro. Wash., DC).
Hours: 8:00 am to 4:30 pm, Mon.–Fri.