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nRewards® Secured—Helps build your credit

nrewards visa image

To request a card, call us at
1-888-842-NFCU (6328).

How it works

Amount you designate in your savings determines credit line, which is then held by Navy Federal.

Annual Percentage Rate

Variable

Annual fee

No

Reward points

Earn one point with every $1 of net purchases

Rewards return

Rewards up to 1% return on each dollar spent

Point redemption

Start redeeming at 2,000 points for merchandise, gift cards and travel-related certificates.*

Reward examples:

  • 2,000 points for $10 gift card from Starbucks or Applebee's
  • 3,500 points for $25 gift card from Best Buy® or iTunes Music Store
  • 7,500 points for $75 Gap® or Navy Federal Visa® Gift Card

Point limits

None

Point expiration

4 years

Cardholders

Single or joint account, authorized users

Grace period on purchases

25 days

Other Benefits

Auto Rental Insurance

View nRewards Benefits and Rewards Guides

No balance transfer fee.

*Rewards are subject to change. For the most current rewards information and merchant disclosures, please visit our redemption Web site, which can be found on Navy Federal Online® Account Access.

 
 
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