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nRewards® Secured—Helps build your credit

nrewards visa image

To request a card, call us at
1-888-842-NFCU (6328).

How it works

Amount you designate in your savings determines credit line, which is then held by Navy Federal.

Credit line

$500 to $50,000

Annual Percentage Rate

Variable

Annual fee

No

Reward points

Earn one point with every $1 of net purchases

Rewards return

Rewards up to 1% return on each dollar spent

Point redemption

Start redeeming at 2,000 points for merchandise, gift cards and travel-related certificates.*

Reward examples:

  • 2,000 points for $10 gift card from Starbucks or Applebee's
  • 3,500 points for $25 gift card from Best Buy® or iTunes Music Store
  • 7,500 points for $75 Gap® or Navy Federal Visa® Gift Card

Point limits

None

Point expiration

4 years

Cardholders

Single or joint account, authorized users

Grace period on purchases

25 days

Other Benefits

Auto Rental Insurance

View nRewards Benefits and Rewards Guides

No balance transfer fee.

*Rewards are subject to change. For the most current rewards information and merchant disclosures, please visit our redemption Web site, which can be found on Navy Federal Online® Account Access.

 
 
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