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nRewards® Secured—Helps build your credit

To request a card, call us at 1-888-842-NFCU (6328). |
How it works |
Amount you designate in your savings determines credit line, which is then held by Navy Federal. |
Credit line |
$500 to $50,000 |
Annual Percentage Rate |
Variable |
Annual fee |
No |
Reward points |
Earn one point with every $1 of net purchases |
Rewards return |
Rewards up to 1% return on each dollar spent |
Point redemption |
Start redeeming at 2,000 points for merchandise, gift cards and travel-related certificates.*
Reward examples:
- 2,000 points for $10 gift card from Starbucks or Applebee's
- 3,500 points for $25 gift card from Best Buy® or iTunes Music Store
- 7,500 points for $75 Gap® or Navy Federal Visa® Gift Card
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Point limits |
None |
Point expiration |
4 years |
Cardholders |
Single or joint account, authorized users |
Grace period on purchases |
25 days |
Other Benefits |
Auto Rental Insurance
View nRewards Benefits and Rewards Guides |
No balance transfer fee. |
*Rewards are subject to change. For the most current rewards information and merchant disclosures, please visit our redemption Web site, which can be found on Navy Federal Online® Account Access.
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